Publishing blogs on a regular basis reflects our open and transparent approach. We want to connect with you, so look out for them.
Why are we writing blogs?
The team here at The Route have been doing their research. We know that people who are interested in investment, wealth management and finance in general appreciate good quality communication. That is, not just Members, but also individuals interested in a potential future engagement with us.
Obviously, our business is about interaction and pro-active contact, so it makes good sense to reach out to you directly.
Our blogs are intended to be clear, jargon-free and will hopefully add value to your experience. Pieces could cover our analysis and opinions on the latest news in the world of finance and investments, for example. Perhaps articles offering advice, or guidance. Information that you’ll hopefully find relevant as a Member. In short, anything that you’ll consider useful, constructive and practical.
So, what to write for our first one of the year?
To start, we thought that we’d offer you a handy “everything in one place”, take-way guide to The Route. What we do, how we do it and importantly, why we do it. You’ll see that we’re an exclusive operation. Also, that in a crowded marketplace, we’re very different indeed. Obviously, this blog is quite high-level, so get in touch if you need more information.
First things first
We’ve been in business for 20 years. Based in St Pauls in the City of London, The Route – City wealth club is an independent financial and investment planning business that helps individuals meet their financial life goals.
The Route’s demographic is focused, and singular. Our clients are High Net Worth individuals with assets in the UK or abroad. The profile of our Members is sophisticated and knowledgeable, with an advanced understanding of the world of business, investment and finance. Is this you?
Our Distinct Business Model – We have Members, not Clients
We’re a wealth club with over 200 Members. And, we’re an exclusive group. Members can only join through personal recommendation or a third-party introduction. Why? Because our Membership-only approach enables us to offer a higher and more in-depth level of advice and expertise.
How? Through building positive working relationships and offering an outstanding service.
Whatever your goals and objectives, with The Route, everything is about the positive connections we aim to build with you. Our role is to listen to and understand not only your arrangements, but also to recognise where you are now, and where you want to be.
Yes, we know that our competitors say this.
But, once you join us, you’ll notice the difference straightaway. To illustrate, our structured Member Integration process includes a series of meetings, tailored uniquely to you, and you alone. Our guidance and advice will reflect your life journey thus far, and help you plan for the future.
Moving forwards, your financial commitments through us will be tracked and reviewed by your Relationship Manager. Life changes. So, the allocation and performance of your assets will be aligned to your developing needs.
To deploy an over-used but true cliché, we’re pro-active, not reactive.
Who Are You?
We’re with you in your life journey.
You could be in your mid-thirties, a High Net Worth individual with few life goals as yet. Or, at a later stage in life, at the pinnacle of your career, growing your family and planning a secure future. Alternatively, you’re anticipating retirement, starting to minimise your working week whilst maximising your income.
So, What Do We Do?
The Route supports our Members in four principal areas. We offer a range of advisory services that are as broad as they are in depth, so do get in contact with us for more information.
The Route – Future
This is our regulated Independent Financial Advisory service, delivering financial and investment planning advice to help you make informed decisions about investments and savings.
The key words here are fully independent. We’re a whole-of-market advisor. Why is that important? Because we’re able to recommend the products that dovetail precisely to your needs. We advise on:
- Individual Savings Accounts (ISA), personal & private pensions, and General Investment Accounts (GIA)Risk-managed model and discretionary fund management portfolios
- Venture Capital Trusts (VCT) and Enterprise Investment Schemes (EIS)
- Insurance and protection policies
The Route – Finance
If you are looking to grow your assets whilst diversifying your portfolio, The Route – Finance could be your ideal platform. We give our Members access to short-term, secured loan investments.
With terms of no longer than 24 months, these are asset-backed loans with first legal charge over UK land and/or property, and security covering targeting 140% of capital, plus interest.
In the last six years, The Route – Finance has lent over £160 million and paid more than £15 million in interest to our Members.
The Route – Property
Regulated by the Financial Conduct Authority, we offer custom borrowing solutions for your main or second home, including multi-currency mortgages and portfolio loans for Buy-to-Let properties.
The property market could offer you a strong opportunity to grow your assets and we’re here to help and advise. The Route – Property also offers comprehensive specialist insurance cover for home and contents, rental properties, UK and overseas holiday homes, art and jewellery, and much else besides.
The Route – Income
We partner with a network of specialist tax advisors who have the expertise you need to help you minimise your tax burden, whilst remaining one hundred percent within the letter of the law.
In recent years, tax appears to have become more complicated. And, these complex tax knots are unlikely to loosen in the years to come. So, our aim is to help you make the most of every single pound that you earn. Moreover, to help you fully understand your tax liabilities for peace of mind.
So, that’s what we do.
This blog is a whistle-stop tour of our advisory services, and an introduction to The Route. As experts in our field, we very much enjoy helping our Members not only to achieve their financial and life goals, but to visualise their future. We find supporting our Members in this way very satisfying, on a professional and personal level. We deal with complex issues, but our communication at every single stage of our engagement with you will be anything but.
The Route doesn’t do jargon. Just robust, long lasting working relationships that will stand the test of time.
Look out for our next blog soon.
Become a Member
There’s a good chance you already know one or more of our Members through your business network. If you’d like to find out more about how we can help you grow your assets faster, and with less risk, please get in touch.