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Category: Membership

Pastures New – Is it Time for Diversification?

From an investment perspective, we are living through strange and jittery times that may ultimately lead to greater diversification. Let’s start with the strange.  Around a quarter of bonds sold around the world are now said to be paying negative returns when the rate of interest is mapped on to the premium paid to buy…

Under One Roof – Why It Can Make Sense to Consolidate Investments

Although not universally the case, a decision to start a family very often coincides with the busiest and most productive period of working life.   And of course, that’s not really surprising. For those who are climbing the corporate ladder, real success – in the form of promotion, a partnership, or a seat on the…

Hitting the Target –  The Benefits of Goal-Based Investing

Most of us set goals for ourselves – some short term, others based on priorities and objectives that will deliver the desired outcome five, ten or twenty years down the line. Many of those goals will require little or no financial planning, but others certainly will. Whether, the objective is to start a business, retire…

It’s Been A Tumultuous Year But Investment Carries On  

The United Kingdom’s December began with yet more political drama in the shape of Parliamentary deadlock over the agreement paving the way for withdrawal from the European Union and a subsequent vote of no confidence in the Prime Minister. The vote failed and Theresa May resumed her attempts to win support for her exit deal….

A Question of Value – Securing the Right Investment Outcome  

In April of this year, the Financial Conduct Authority published new proposals aimed at improving transparency on the part of asset management firms when they report to their beneficiaries.   In particular, the FCA focused on the question of whether or not asset managers were providing value for money in terms the balance between charges…

Driving Performance – The Important Role of Non-Core Asset Investment  

There is nothing wrong with a safety first approach to investment strategy. Indeed, many investors – perhaps the majority – will choose to hold tried and trusted assets over a long time frame in order to secure a predictable and reliable income, coupled with an acceptable level of growth.   In practice, that might mean…

The Benefits of the a Membership Model in a Changing Wealth Management Market

From institutions headquartered discreetly behind closed doors in smart Georgian terraces through to providers operating from prestige financial district office blocks, the private banking and wealth management industry has many faces. Some providers – usually characterised as wealth managers – focus on investment advice and execution, while others offer a broader range of services. And…