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Routes to Success

We’re constantly thinking about every aspect of wealth management. You’ll find our expert insights and ideas about the state of the market, new legislation and ways to make the most of your wealth here.

A Question of Value – Securing the Right Investment Outcome  

In April of this year, the Financial Conduct Authority published new proposals aimed at improving transparency on the part of asset management firms when they report to their beneficiaries.   In particular, the FCA focused on the question of whether or not asset managers were providing value for money in terms the balance between charges…

As Demand Rises And Landlords Quit The Market, Rents Are Set To Jump

Average residential property rents are set to rise sharply over the next few years, according to research by the Royal Institute of Chartered Surveyors. And while the findings indicate that many smaller landlords are opting to get out of the market as new taxes kick in, for those that remain, demand for properties will remain…

As Funds Flow Out of UK Equities, Investors Are Seeking Alternative Asset Classes

May 2018 was not a good month for funds investing in UK equity. According to figures published by the Investment Association (AI), investors withdrew around £1.2bn over the month, representing the biggest outflow since the period following Britain’s vote to leave the EU back in 2016.   All companies funds saw the biggest outflow –…

Investors Bullish About The Role Of Private Debt

The expansion of the private debt market has been one of the big financial stories of the past few years and while the market cooled a little in the first quarter of 2018, investors remain bullish about the prospects for the year ahead.   As noted in this blog back in February of this year,…

Appetite For Buy To Let Is Strong Despite Market Pressures

Viewed through one lens, the UK residential property market is going through a period of subdued activity. According to the latest report from the Royal Institution of Chartered Surveyors, the number of homes registered for sale on estate agents’ books has fallen to record lows, the amount of time it takes to sell a house…

Opportunities in the UK Residential Property Market

The UK residential property market is ripe with opportunities for investors. Yes, the referendum vote to leave the European Union has generated a degree of economic uncertainty, but residential property has, nonetheless continued to deliver reliable yields and capital growth. And with demand for apartments and houses set to outstrip supply for the foreseeable future,…

Tax Factors – The Rules Are Changing But EIS Remains A Prime Investment Driver

It’s easy to take something for granted once it has become part of the furniture.   Take the Enterprise Investment  Scheme (EIS). Introduced in 1994, the scheme was intended to encourage equity investment in small companies. As the Government minister in charge back then, Michael Portillo put it: “The purpose of Enterprise Investment Schemes is…

The Fundamental Truth – Compelling Reasons to Invest in UK Residential Property

A decade on from the great financial crisis and almost two years after the referendum vote to leave the European Union, the United Kingdom’s economy is proving resilient in the face of a considerable degree of uncertainty. That’s not to say that the UK is firing on all economic cylinders. As the negotiations with the…